Documentation Index
Fetch the complete documentation index at: https://docs.solifyn.com/llms.txt
Use this file to discover all available pages before exploring further.
Plans
Solifyn offers a free Starter plan plus two optional premium subscription tiers — Pro and Business — designed to lower your base transaction processing rates and prioritize your infrastructure support inquiries. You can switch between subscription tiers at any time, and your baseline routing rates will adjust immediately.
| Plan | Monthly Fee | Solifyn Platform Fee | Solifyn Flat Fee | Support Tier |
|---|
| Starter | Free | 2.8% | 45¢ | Standard Ticket Support |
| Pro | $20 /mo | 2.4% | 40¢ | Priority Ticket Support |
| Business | $100 /mo | 2.2% | 35¢ | Priority Ticket Support |
Flat Fee Structure: The all-in base flat fee displayed on your active plan is a clean, fixed charge applied per checkout event. Upgrading your subscription tier instantly optimizes both your percentage and flat rates across the entire platform.
Downstream Network & Processing Fees
Because Solifyn routes transactions through a global distribution layer to handle managed compliance and cross-border invoicing, the underlying payment networks and downstream Merchant of Record (MoR) infrastructure automatically apply additional processing and utility fees at checkout based on the buyer’s region and payment method:
Card & Currency Add-ons (Enforced by Network)
- Network Processing Fee: +2.7% standard baseline cut charged by the underlying processing infrastructure for domestic card routing.
- International Cards: +1.5% automatically added for transactions executed via cards issued outside the core domestic processing region.
- Currency Conversion: +1.0% automatically applied if local checkout conversion layers are triggered for foreign currencies.
- ACH Direct Debit: 1.5% (Maximum fee capped at $5.00) per successful ACH debit transaction from US bank accounts.
Downstream Infrastructure & Automation Fees
- Intelligent Routing & Orchestration: +0.8% per transaction charged by the network for dynamic multi-provider routing to maximize checkout authorization rates.
- Global Tax Remittance & Compliance: +0.5% applied dynamically when localized sales tax, VAT, or GST is automatically calculated and legally remitted by our downstream compliance partner.
- Billing Lifecycle Processing: +0.5% for automated invoice lifecycle generation and dunning infrastructure handlers.
Example Dynamic Calculation
To ensure complete transparency, let’s look at a straightforward mathematical breakdown of a $30.00 purchase paid with an international credit card on the Starter Plan:
| Line Item | Value |
|---|
| Product Base Price | $30.00 |
| Local VAT / Destination Tax (e.g., 25%) | $7.50 |
| Total Transaction Value (Gross) | $37.50 |
Fee Breakdown across Solifyn Plans for this Transaction:
| Fee Component | Starter Tier (2.8% + 45¢) | Pro Tier (2.4% + 40¢) | Business Tier (2.2% + 35¢) |
|---|
| Solifyn Platform Fee | $1.05 | $0.90 | $0.83 |
| Unified Flat Fee | $0.45 | $0.40 | $0.35 |
| Network Processing Fee (+2.7%) | $1.01 | $1.01 | $1.01 |
| International Card Rail (+1.5%) | $0.56 | $0.56 | $0.56 |
Network & Regional Adjustments: Additional downstream network processing costs (such as a +1.0% currency conversion rail, infrastructure routing, or micro-fees for localized fraud tools like 3DS/Radar) are determined dynamically at checkout by the network based on the buyer’s exact location, transaction type, and payment method.
Fraud & Security Logistics
Solifyn passes through transparent flat-rate network fees per event to protect your corporate organization from high-risk vulnerabilities. We do not place any markup on these fraud prevention pipelines:
- 3D Secure (3DS): $0.03 per transaction for authenticating cards via 3D Secure protocols to drastically reduce fraudulent checkout traffic.
- Radar Fraud Detection: $0.07 per transaction for real-time machine-learning-based fraud pattern checking before authorization.
Disputes & Chargeback Management
When a customer challenges a transaction directly through their issuing bank, it instantiates a formal dispute or chargeback process. Solifyn enforces strict compliance rules mandated by underlying credit card networks:
Operational Penalties
- Dispute Flat Fee: $15.00 per event is deducted immediately from your active ledger balance upon notification, regardless of the eventual legal outcome. This fee is non-refundable as credit card networks retain it to cover arbitration overhead.
- Early Dispute Alerts (RDR): $29.00 per alert. Our system monitors proactive chargeback notifications to automatically intercept and resolve disputes before they escalate into formal network penalties, protecting your processing reputation.
Refund & Discretionary Risk Controls
- Non-Refundable Base Fees: If a merchant issues a partial or full refund to a customer, please note that the initial transaction processing fees and flat distribution cuts are not refunded by the PSP networks.
- Solifyn Discretionary Mitigation: Solifyn retains the legal right to execute automated defensive refunds on your behalf up to 60 days post-purchase if our risk telemetry identifies systemic fraud or high-risk patterns. This protects your workspace from escalating chargeback penalties.
Network Monitoring & Account Suspension: Credit card brand networks (Visa/Mastercard) actively monitor international merchants. If your organization’s chargeback frequency approaches or exceeds the industry threshold of 0.7%, Solifyn will step in. We reserve the right to audit, freeze payouts, or permanently suspend workspaces failing to meet strict industry risk compliance metrics to preserve the safety of our global processing infrastructure.
Global Payout Networks
Solifyn provides a comprehensive cross-border payout network built directly into your platform dashboard. Developers and finance teams retain complete control over liquidity velocity via Manual Withdrawals inside the administrator console, unlocking seamless deployment of funds directly into global banking networks, digital wallets, or blockchain systems.
The payout fees displayed during the withdrawal sequence operate as all-in processing and management fees. These rates efficiently consolidate underlying financial clearinghouse networks, international currency translation layers, and Solifyn’s administrative ledger costs into a single, transparent charge per transaction event:
| Payout Delivery Channel | Integrated Processing Fee Model | Delivery & Settlement Velocity |
|---|
| Next-Day ACH | $2.50 per successful payout batch | Delivered to U.S. bank accounts by the next business day |
| Instant Bank Deposit (RTP) | 4.0% + $1.00 per successful transaction | Real-time bank transfer with funds available instantly |
| Cryptocurrency (BTC / ETH) | 5.0% + $1.00 per successful payout | Global distribution routing directly onto the blockchain |
| Venmo Wallet | 5.0% + $1.00 per successful payout | Instant transfer (Available for U.S. recipients only) |
| Traditional Bank Wire | $23.00 per successful payout transfer | Standard wire processing (Typically takes 1–2 business days) |
| International Local Banks | Varies dynamically based on country | Localized bank transfer in your regional native currency |
Dormancy Auto-Payout: If an un-withdrawn balance remains completely stagnant within an inactive organization registry for several consecutive months, Solifyn will automatically trigger an automated payout sequence to your primary destination routing to ensure compliance with global multi-jurisdictional financial regulations.
Affiliate Fees
Solifyn supports native, automated affiliate-powered ecosystem growth. If you utilize an active affiliate network to drive product conversions, the system streamlines payouts automatically:
- Affiliate Processing Fee: 1% per successful transaction applied dynamically when a customer converts through an authenticated affiliate link tracking array. This covers instant balance distribution and automated ledger separation for the affiliate partner.
Volume Enterprise Pricing
Are you managing a high-throughput digital enterprise or a rapidly scaling hybrid product startup? The published Business tier is our standard optimized layout, but we provide bespoke micro-targeted cuts for high-volume partners.
Contact our systems architecture and sales team to negotiate a custom processing model.
