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To keep the platform safe, trusted, and compliant, Solifyn cannot support certain business models — either because our underlying payment networks and downstream Financial Partners do not support these categories, global regulations prohibit them, or they conflict directly with our platform risk policies. Our approach is straightforward: if the core downstream payment processors prohibit a category, Solifyn prohibits it too. If at least one banking partner allows it — even with specific conditions — we may evaluate and support it subject to rigorous manual review. This approach protects our global payment score while giving developers as much distribution flexibility as possible. As your business infrastructure platform, we facilitate the clean distribution of digital software, digital products, content access, and physical goods. We focus strictly on products with clear, tangible deliverables and cannot support entirely manual human services without a distinct product component (e.g., general unproductized consultation, custom software agencies, or hourly manual support), in addition to rejecting anything illegal, harmful, abusive, or deceptive.

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Acceptable Products & Businesses

  • Software & SaaS: Subscriptions, APIs, cloud services, software licenses, desktop clients, and web apps.
  • Digital Products: Templates, eBooks, PDFs, source code boilerplate, icon packs, fonts, design assets, and premium media assets.
  • Physical Goods: Developer hardware, branded apparel, custom electronics, books, and tangible items requiring physical logistics.
  • Premium Content & Access: Private GitHub repositories, Discord roles, structured training courses, and premium media access requiring authenticated tokens.

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General Rule of Acceptable Automations

To be approved for global billing, your goods, software, or services must be completely fulfilled via one of the following validated infrastructure routing pathways:
  1. Automated Fulfillment Layer: Items handled instantly by Solifyn on your behalf (e.g., license keys, file storage vault access, secure GitHub/Discord OAuth invite webhooks).
  2. Physical Logistics Layer: Tangible items shipped, managed, and verified through a real-time tracking number process integrated with Solifyn.
  3. Client-Side API Authentication: External web applications or servers utilizing our programmatic webhooks and API endpoints to grant immediate asset or database access upon a successful checkout event.

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Prohibited Businesses

Not an Exhaustive ListSolifyn reserves the right to append categories to this list at any time. We monitor payment profiles regularly and will place accounts under immediate review or permanent suspension if we detect deceptive behavior, systemic fraud, low-quality customer execution, or unstable processing metrics carrying high refund and chargeback vectors.

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1. Illegal, Counterfeit, and Infringing Products

  • Illegal Products and Services: Any goods or actions violating local, state, national, or international regulations, including international sanctions, anti-money laundering frameworks, and terrorist financing statutes.
  • Infringing or Counterfeit Goods: Unauthorized duplicates, replica brands, or any asset violating intellectual property rights, including active trademark, patent, or copyright infringement.
  • Pirated Content and Unauthorized Streaming: Unauthorized copies of digital media, illegal streaming platforms, or unauthorized access keys to IPTV (Internet Protocol Television) server streams.
  • Products without IP Ownership: Selling any software, asset, code, or material where you do not hold explicit intellectual property ownership or a verifiable, valid commercial reselling license.

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2. High-Risk Financial & Trading Categories

  • Unregistered Financial Services: Investment products, asset management portfolios, fractional property shares, or financial instruments deployed without proper regulatory registration and licensing.
  • Financial Trading and Signal Bots: Automated trading algorithms, trading bots, proprietary trading firms (“prop firms”), brokerage services, or investment advisory platforms.
  • Financial Advice: Content, courses, community channels, or services providing specific tax guidance, wealth management strategies, or active investment signals.
  • Non-Fiat Currencies and Digital Assets: Direct sale, exchange, or mining allocation of cryptocurrencies, NFTs, and alternative digital currencies (informational/educational content is permitted if it completely excludes direct exchange or investment solicitation).
  • Debt, Lending, and Credit Repair: Loan modifications, debt relief, personal-loan brokerage, or consumer credit repair applications requiring financial licensing.
  • Pyramid Schemes and Multi-Level Marketing: Pyramid networks (illegal under trade regulations) or multi-level marketing (MLM) structures where earnings rely on recruiting downlines rather than supplying verifiable products to genuine retail users.

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3. Regulated, Adult, and Age-Restricted Goods

  • Adult Content and Services: Pornographic materials, sexually explicit content depicting real sexual acts, or digital services intended primarily for adult gratification (including AI Boyfriend/AI Girlfriend chat engines, OnlyFans proximity tools, or explicit NSFW AI-generation platforms).
  • Alcohol, Tobacco, and Controlled Substances: Alcoholic beverages, tobacco items, e-cigarettes, vaping devices, nicotine delivery systems, prescription medications, or unregulated health supplements lacking formal regulatory approval or marketed with unsubstantiated therapeutic claims.
  • Cannabis and Marijuana: Cannabis plants, marijuana products, THC elements, CBD variations, and related smoking paraphernalia.
  • Weapons and Explosives: Firearms, live ammunition, military bombs, combat hardware, or documentation providing instructions for the physical modification or construction of weapons.
  • Fireworks: Pyrotechnic entertainment arrays or explosive chemicals.
  • Wildlife: Protected animals, endangered species, or items produced via illegal wildlife trade networks.

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4. Deceptive, Low-Trust, and Exploitative Models

  • “Lifetime Access” Offers: Any platform layout promising or advertising “lifetime” continuous infrastructure access without clearly defining the technical operational access bounds or billing lifecycles.
  • Low-Quality / High-Risk Products: Mass-produced AI-generated eBooks (e.g., a 4-page asset priced at $50), poorly executed codebases with broken modules, or unstable software infrastructures carrying low trust indicators.
  • Fake Social Proof: Review inflation tools, fake user testimonials, automated follower networks, or platforms manipulating online ratings.
  • “Get Rich Quick” Content: Deceptive digital courses or programs promising rapid wealth generation, automated income secrets, or unrealistic financial freedom.
  • Circumvention Tools & Exploits: Game cheats, macro injections, software hacks, watermark removal applications, or platforms built to bypass, cloaking IPs, or manipulate the Terms of Service of third-party vendors.
  • Third-Party Content Downloaders: Software packages or sites designed to scrape or illegally extract media files from platforms like YouTube, Instagram, or Snapchat.
  • Scraping, Bulk Messaging, and Spam: Lead-scraping platforms, unsolicited bulk SMS/WhatsApp messaging engines, automated outreach spam software, or mass automated content indexers.

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5. Services, Marketplaces, and Administrative Exclusions

  • Pure Human Services: Manual marketing, custom design agencies, web development work, or general unproductized consulting where fulfillment relies on hours of manual labor rather than a distinct, automated software deliverable or tangible product.
  • Donations and Pure Capital Transfers: Platforms attempting to accept funds where the price tag is detached from clear product deliverables, or where no product exchange occurs (open-source developers with verified sponsorships may be supported — contact us).
  • Marketplaces: Multi-vendor setups where a merchant attempts to resell third-party products or host automated transactions for unknown sellers using an upfront cut or revenue-share agreement.
  • Fraudulent Government Documents: Impersonation of official administrative agencies, or selling forged, altered, or unauthorized government IDs, driving credentials, and state services.
  • Standardized Test Prep Exploits: Platforms reselling actual past exam sheets or active protected test questions (e.g., IELTS, SAT, GMAT), due to massive intellectual property liabilities.
  • Minor-Targeted Applications: Digital infrastructures or services marketed toward, or intended for use by, un-emancipated minors.
  • Other Exclusions: Job boards, telecom/eSIM utilities, ticket reselling networks acquired via automated checkout bots, and timeshare vacation clubs.

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Restricted Businesses

Restricted business types are not outright banned, but they face a significantly higher bar for onboarding validation. Merchants operating in these spaces must provide verifiable corporate registration, proof of compliance with regional laws, and show a pristine trading history before being granted production checkout privileges:
  • Directories & Curated Boards: Permitted only if they meet rigid data-sourcing guidelines and do not operate purely as ad-placement networks.
  • Verified Marketing Frameworks: Enterprise-grade SaaS platforms focusing on long-term growth analytics rather than un-solicited mass outreach shortcuts.
  • Pre-Orders & Validated Waitlists: High-risk for payment rails due to delivery abandonment vectors. Permitted only for established developers with clear delivery track records. Solifyn will hold 100% of these processing balances until delivery is verified.
  • Primary Ticket Sales: Allowed for direct event organizers with explicit insurance documentation (excludes second-party ticket brokers).
  • Premium Educational eBooks: Reviewed manually to protect the system against plagiarism and low-quality digital assets.

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Frequently Asked Questions

Pure human services carry significant operational risk and fulfillment friction. Because delivery cannot be programmatically tracked by our checkout webhooks or verified via physical logistics tracking, we cannot effectively shield our payment infrastructure from subsequent buyer fulfillment disputes. Solifyn supports physical goods because we track delivery carriers; manual consultation does not have this layer of objective proof.
Pre-orders present structural cash-flow challenges for financial infrastructures. If an engineering team collects funds to validate demand but fails to deliver the final software as promised, the platform absorbs catastrophic chargeback and refund liabilities. For high-trust corporate teams with an established tracking index, we can clear custom exemptions, but we will adapt our payout cadence to lock processing balances until product fulfillment is completed.
Many directory sites operate solely to scrape data or sell premium ad placements without adhering to proper data compliance guidelines (e.g., GDPR/CCPA). Similarly, mass outreach marketing applications often trigger high network fraud flags. We only onboard platforms that demonstrate robust technical architecture and focus on value-add software utilities.
The risk profile of adult entertainment, adult proxy tools, and NSFW AI generation spaces regularly leads to high dispute frequencies and severe card-brand compliance fines. To keep our baseline routing rates exceptionally low for global software developers, we completely disallow any business models linked to adult media or adult entertainment platforms.

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Broader Compliance Obligations

All approved merchants processing transactions on Solifyn must maintain absolute compliance with modern global data protection regulations (GDPR, CCPA), adhere to industry-standard encryption practices (PCI-DSS compliance), and guarantee transparent marketing.

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Platform Monitoring & Enforcement Milestones

Solifyn deploys a unified threat-detection layer combining machine-learning content analysis with a dedicated, round-the-clock Trust & Safety division to audit marketplace stores, digital assets, metadata feeds, and transaction flows. Merchant configurations are reviewed at specific high-signal milestones: Account Creation, Marketplace Publishing, First Customer Payment, First Completed Payout, and at Recurring Volume Thresholds.

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Violation Protocols

  • Correctable Violations: If a merchant commits an administrative oversight (e.g., accidentally utilizing a third-party corporate logo without an explicit commercial license, making an unsubstantiated product claim, or selling an asset bundle that contains a restricted supplement), our team will issue an action notice via email. You will receive clear instructions to correct the issue within 48 hours.
  • Non-Correctable Violations: If a merchant deliberately misrepresents their identity, lies about their underlying product catalogs, distributes illicit malware, sells prohibited materials, or triggers clear credit network fraud vectors, the consequences are immediate and final:
    • The business workspace and all associated developer entities are permanently terminated.
    • The merchant identity is added to our global platform blacklist database.
    • Solifyn retains the strict legal right to freeze, hold, reverse, and refund all ledger balances to consumers to neutralize platform liability.
To report platform infrastructure abuse or flag a compliance violation, please forward comprehensive diagnostic evidence directly to our security registry at support@solifyn.com.